0 comments on “How CPP Impacts Your Spouse’s U.S. Social Security Benefit”

How CPP Impacts Your Spouse’s U.S. Social Security Benefit

Recently, I got a pretty basic question on the website. Well, what seemed basic enough. Does WEP also apply to a Canadian who lived in the US, never  worked in the US, but collects Social Security spousal benefits due to…

0 comments on “The 5 Biggest Cross-Border Planning Mistakes to Avoid In 2019”

The 5 Biggest Cross-Border Planning Mistakes to Avoid In 2019

Sheila was advised by her U.S. based financial planner to withdraw her RRSP, and bring it to the U.S. She thought it was a reasonable request.  At only $100,000, the RRSP represented only a small part of her total retirement…

0 comments on “Social Security Strategies When You Also Have a Canadian Pension”

Social Security Strategies When You Also Have a Canadian Pension

If you worked in both the U.S. and Canada, there is a good chance that you will have both U.S. social security and a Canadian pension. Unfortunately, this brings an added wrinkle regarding when you should turn on each benefit.…

1 comment on “How Your Canada Pension Plan (CPP) Impacts Your U.S. Social Security Benefit”

How Your Canada Pension Plan (CPP) Impacts Your U.S. Social Security Benefit

Retirement planning is hard enough if you have always lived and worked in the United States.  If you have worked in both Canada and the U.S., retirement planning may seem impossible.  You have to deal with a moving exchange rate,…