Bryan discussed the retirement tax issue affecting Canadians living in the U.S., explaining how Roth conversions can help mitigate tax problems for those with large IRA, 401K, and RRSP accounts. He outlined the benefits of Roth conversions, including reducing future taxes, lowering required minimum distributions, providing flexibility for surviving spouses, and improving cross-border planning for those moving back to Canada
Blog
Will Social Security Cuts Hurt Canadians Living in the U.S.?
Could Social Security cuts impact Canadians living in the U.S. more than most people realize? In this video, we discuss: The Social Security shortfall Potential future benefit reductions Risks for green card holders returning to Canada Spousal and survivor benefit…
Read More Will Social Security Cuts Hurt Canadians Living in the U.S.?
The Foreign Tax Credit Loophole That Saved My Client $6,650 (U.S. State Tax Surprise)
He explained how the foreign tax credit can also apply to state taxes in certain U.S. jurisdictions, using a specific example of helping a client in North Carolina save $6,650 through proper application of this credit.
Should You Take CPP or Social Security First? (For Canadians in the U.S.)
Bryan Haggard, a certified financial planner and chartered financial analyst, presented a video discussing the optimal strategy for claiming CPP and Social Security benefits for Canadians who have worked in both the U.S. and Canada.
Moving Back to Canada from the U.S.: Step-by-Step Guide (2026)
Bryan Haggard, created a video addressing the practical steps Canadians must take when returning to Canada from the United States.
6 Tax Mistakes Canadians Make in the U.S. (Avoid These!)
Are you a Canadian living in the U.S.? These are the biggest cross-border tax mistakes I see, and they can cost you thousands. In this video, I break down the most common tax mistakes Canadians make in the United States and how to avoid them.
CPP vs Social Security for Canadians Living in the U.S.
In this video, cross-border financial planner Bryan Haggard, CFP®, CFA, explains how CPP and Social Security interact for Canadians living in the United States. We’ll cover eligibility rules, the U.S.–Canada Totalization Agreement, and whether Canadians can collect benefits from both systems in retirement.
Canadians Living in the U..S: 6 Biggest Retirement Mistakes
Bryan discussed the complexities of retirement planning for Canadians living in the U.S., highlighting six common mistakes that can lead to significant financial losses. He emphasized the importance of coordinating Social Security and Canada Pension Plan benefits, understanding OAS eligibility and benefits, and developing a strategic RRSP withdrawal plan to avoid unnecessary taxes.
Retiring in the U.S. vs Canada- The Real Financial Comparison
This video focused on comparing financial considerations for retirees choosing between the United States and Canada. Bryan discussed key differences in income taxes, government benefits, healthcare costs, and estate taxes between the two countries.
Wills vs. Trusts For Canadians in the U.S.
We discuss the importance of estate planning for Canadians living in the United States. We explain the differences between wills and trusts, highlighting that a will is essential for asset distribution but does not avoid probate, while a revocable living trust can help bypass probate and provide more control over assets.