In this video, we discuss different cross-border tax strategies. In particular, is it better to take RRSP withdrawals or implement a Roth conversion strategy for retirement? We discuss: The Retirement "Tax Valley" Filling up this Tax Valley with RRSP Withdrawals…
Read More Cross-Border Tax Strategies: RRSP Withdrawals or Roth Conversions?
Have you lived and worked in the U.S. and Canada and are now approaching retirement? In this video, we review a situation in which a couple has lived and worked in both Canada and the U.S. for 20 years and…
Read More Cross-Border Retiree: Can I retire with a C$300k RRSP and a $700k 401(k)?
"Bryan, if I knew I was going to have this much in retirement income, I would have retired years ago!" was an exact quote that I got from a new client a few weeks ago. We reviewed his retirement income…
Read More How Much You May Collect From Canada Pension, OAS, and U.S. Social Security
About a year ago, I received a call from someone who had found my website. He was in a panic because he had just moved back to Canada and was now receiving a $60,000 tax bill from the U.S. Ken…
A couple of years back I was presenting a Cross-Border webinar in which I discussed the Canadian Old Age Security (OAS) benefit. A few minutes after the webinar, a lady called me in a panic. She was 70 years old, recently retired, and…
In this video, we discuss the following: - CPP basics for U.S. residents - The Windfall Elimination Provision (WEP) reduction - Strategies for maximizing your CPP and Social Security
RRSP and LIRA Withdrawal Strategies for U.S. Residents
As you probably know, the stock market is experiencing the first bear market (20% correction in the S&P 500) since 2009. Although we have had a historic stock market run over the past 10 years, it doesn’t make these drops…
“Can you guarantee an 8% rate of return like the annuity salesman?” I have had a variation of this question a hundred times in my planning career. The minute I get the question my blood starts to boil, hairs raise…
Read More The Misleading “Guaranteed Rate of Return” on an Annuity
I’ve been working with a family for years and finally this year they have decided to pull the trigger and retire. Both will retire now that they are 65, and we spent a lot of time discussing healthcare, and specifically…
Read More The Medicare Mistake That Could Cost You Thousands
