The Misleading “Guaranteed Rate of Return” on an Annuity

“Can you guarantee an 8% rate of return like the annuity salesman?”  I have had a variation of this question a hundred times in my planning career. The minute I get the question my blood starts to boil, hairs raise…

Video: Beware Of This Annuity Mistake

https://youtu.be/xC8EkN4eE70 Careful of Guaranteed Rates of Returns on Annuities How can you lose money when the annuity salesperson "guarantees" a 6.5% rate of return? This video discusses what you should be aware of before buying an annuity. Of course, a…

5 Questions You Must Ask Before Buying An Annuity

Buying an annuity is not that different from buying a home. Let’s break it down: Both involve pretty high fees (6% realtor commissions don’t pay themselves)Both involve long time commitments as annuities have high surrender fees, and most homes aren’t…