For most cross-border retirees, your Canada Pension Plan (CPP) is a big part of your overall retirement plan. However, turning on your CPP can also be confusing and complicated. Today we discuss: - Qualifying for CPP as a U.S. resident…
Category: Retirement Planning
Create Your Cross-Border Retirement Paycheck
Many of our clients are fantastic savers. However, they feel anxious about taking withdrawals from their accounts in retirement. We discuss how to create a steady cash flow in retirement to help maximize your spending and alleviate concerns about your…
How The New Tax Bill Impacts Canadians in the U.S.
The new tax bill will have significant implications for Canadians residing in the U.S. For most, the new bill will lower tax rates, which is always welcome. However, a provision in the bill might make it nearly impossible to retire…
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Cross Border Planning: Pre-Tax or Roth 401(k)?
Tax planning is the key to living a stress-free cross-border retirement. Often, we focus on tax strategies during retirement. However, many of our clients are still employed, and long-term tax planning while working is just as important. Today, we discuss…
U.S. Taxes Could Double For Canadians
A new provision in the "Big Beautiful Bill" could more than double Canadians' taxation on U.S. investments. In this video, we discuss the changes, who may be impacted, accounts that will be affected, and strategies to minimize the potential new tax.
Cross Border Retiree: How Part Time Work Impacts Social Security
Typically, any work will help increase your U.S. Social Security benefits. However, we have one client who lost almost all of his current Social Security benefits by taking a part-time job in retirement. In this video, we discuss how Social…
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Avoid These 5 Costly Cross-Border Financial Mistakes!
Do you know that the failure to file a single tax report can result in $10,000 a year in penalties? This is just one of many mistakes that we see cross-border retirees make, which can lead to financial hardship. In…
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Planning to Move Back To Canada?
Many of our clients tell us how they moved to the States 20 years ago on a "temporary" work assignment. Now, they are planning to move back home, but financially, things have gotten much more complicated. They have retirement accounts…
Free Cross-Border Retirement Checklist
Organize Your Cross-Border Retirement Cross-border planning can be confusing. You have retirement accounts and benefits in two countries, taxes you must plan for in two jurisdictions, and an unpredictable exchange rate. We have created this checklist so that you can…
Do I Need to File a Canadian Tax Return Living in the U.S.?
After living in the U.S. for the past ten, twenty, or thirty years, the last thing you probably want to do is start filing Canadian tax returns again. The good news is that most income sources from Canada do not…
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