Many retirement accounts, different country pensions, exchange rates, and multiple tax rates. Working both in the U.S and Canada sure does make things complicated. However, if you are retiring here in the U.S., your tax situation is much more favorable…
Read More Taxation of Your RRSP, RRIF, CPP, and OAS in the U.S.
Sometimes, as a financial planner, I have to deliver bad news. “We may have to look at cheaper homes.” “Sure, you can retire this year, but you may have to sell the boat.” “No, you can’t buy lotto tickets…
Retirement planning is hard enough if you have always lived and worked in the United States. If you have worked in both Canada and the U.S., retirement planning may seem impossible. You have to deal with a moving exchange rate,…
Read More How Your Canada Pension Plan (CPP) Impacts Your U.S. Social Security Benefit
I’ve sat down with hundreds of potential clients in my career, and I’m always amazed at how few questions I receive. Sure, I get the common question, “What are your fees?”, but almost nothing else. It appears to me that…
Read More 6 Questions you Must Ask a Potential Financial Advisor
