Bryan discussed the complexities of retirement planning for Canadians living in the U.S., highlighting six common mistakes that can lead to significant financial losses. He emphasized the importance of coordinating Social Security and Canada Pension Plan benefits, understanding OAS eligibility and benefits, and developing a strategic RRSP withdrawal plan to avoid unnecessary taxes.
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Retiring in the U.S. vs Canada- The Real Financial Comparison
This video focused on comparing financial considerations for retirees choosing between the United States and Canada. Bryan discussed key differences in income taxes, government benefits, healthcare costs, and estate taxes between the two countries.
Wills vs. Trusts For Canadians in the U.S.
We discuss the importance of estate planning for Canadians living in the United States. We explain the differences between wills and trusts, highlighting that a will is essential for asset distribution but does not avoid probate, while a revocable living trust can help bypass probate and provide more control over assets.
Comparing Retirement Taxes in the U.S. vs. Canada
If you’ve lived or worked in both the U.S. and Canada, where should you retire from a tax perspective? In this video, we break down a detailed side-by-side comparison of retirement taxes in the United States and Canada, analyzing three income levels for married couples. The results may surprise you.
What Happens To My RRSP if I Die in the U.S?
Bryan discussed the significant tax implications for Canadian residents with RRSPs who pass away in the United States, emphasizing the importance of proper estate planning to minimize tax burdens on heirs. He compared the differences between U.S. and Canadian retirement accounts regarding tax treatment upon death and inheritance rules, noting that U.S. accounts are generally more favorable for heirs. Bryan provided various strategies for managing Canadian retirement accounts to optimize estate planning and minimize tax consequences, including options for withdrawal timing and beneficiary designations.
Your U.S. 401(k) Options if Returning to Canada
This video focused on strategies for managing U.S. 401K accounts when moving back to Canada.
Best College Savings Plans For Canadians in the U.S.
This video focuses on comparing various college savings plans for families with cross-border ties between the U.S. and Canada. Bryan Haggard, a certified financial planner, discussed the pros and cons of RESP accounts, 529 plans, custodial accounts, and the upcoming Trump accounts
401(k) Changes For U.S.-Canadian Families in 2026
This video focused on explaining changes to 401 plans in 2026, particularly how higher earners will be required to make catch-up contributions into Roth accounts instead of pre-tax contributions, which could increase taxes for some individuals. Bryan, a certified financial planner and chartered financial analyst, discussed the differences between pre-tax and Roth contributions, explaining that while pre-tax contributions offer an immediate tax benefit, Roth contributions provide tax-free growth and withdrawals, making them advantageous for cross-border retirees planning to return to Canada. He emphasized that while the 2026 tax increase may seem negative, it could actually benefit retirees in the long term by allowing them to pay lower U.S. taxes today and withdraw funds tax-free in the future, especially if they move to Canada, where tax rates are higher.
Could U.S.-Canada Dual Citizenship Be Eliminated?
A new proposed bill would potentially eliminate the ability to claim dual citizenship. This would have significant ramifications for families that have lived in the U.S. and Canada.
Year End Tax Planning for Canadians in the U.S.
In this video, we discuss different planning strategies to save money on taxes, both this year and in the long term, for Canadians in the U.S.