Retirement Income Portfolio:  Preferred Stock ETFs

Preferred stocks are high yielding investments that can participate in market upside, but can also offer some protection in the case of a market crash.  Sound like the perfect retirement income investment?! Not exactly, but preferred stock ETFs can play an important role in a diversified retirement income portfolio.  This post discusses how preferred securities …

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4 Steps for Creating a Pre-Retirement Investment Strategy

So, you want an investment strategy with almost unlimited upside but limited downside risk? Let me tell you about the LowVol Retirement Income Maximization Investment Strategy. It is a covered call option strategy in which we use the income from selling the call to buy a put. Selling the call allows us to realize almost …

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How to Read a Variable Annuity Prospectus

Having trouble sleeping at night and counting sheep isn’t working?  For most people, this is the only use they have with an annuity prospectus.  And who can blame them.  Have you ever looked at an annuity prospectus?  You’d be better off reading a latin cookbook.  Most people have no idea what the prospectus is saying …

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