Converting Your Insurance Policy to a Roth IRA at Retirement

It should come as no surprise that I hate life insurance in retirement. Unless, you are a business owner, have a large taxable estate (unlikely now a days), or have a special needs child, life insurance is just not necessary in retirement. Yet, one of the most popular questions I get is, “What do I …

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Do I Need Life Insurance in Retirement?

First, I have to admit, I have a bias.  I hate life insurance.  Whole life,  universal life, annuities, you name it, I’m not a fan.  So, maybe I’m not the person you should be getting insurance advice.  Or, maybe I’m the best person because unlike your insurance agent, I’m not trying to sell you anything. …

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