It’s The Fees That You Don’t See That Should Scare You

One of the first questions that I get from most prospective clients is, “What are your fees?”  In a world in which you can get the fees, and reviews, for just about every product imaginable on Amazon, financial advisors still work in a world of secrecy.  Try going to a financial advisor’s website, assuming they …

Continue reading It’s The Fees That You Don’t See That Should Scare You

How To Use BrokerCheck Before Hiring a Financial Advisor

I've written before about the 6 questions  you must ask any prospective financial advisor, but asking questions is just not enough. Most people now will research a restaurant online before going to dinner. Shouldn’t you at least do the same due diligence on a potential financial advisor? Thankfully, there is a great website devoted to …

Continue reading How To Use BrokerCheck Before Hiring a Financial Advisor

Why Eliminating The Fiduciary Rule Is So Good For Me And So Bad For You

Last week, it was announced that the fiduciary rule will be permanently delayed. You may remember the fiduciary rule as the regulation that requires investment advisors to act in the best interest of their clients. Yes, I realize how ridiculous it is that a regulation needs to be created that makes investment professionals act in …

Continue reading Why Eliminating The Fiduciary Rule Is So Good For Me And So Bad For You

6 Questions you Must Ask a Potential Financial Advisor

I’ve sat down with hundreds of potential clients in my career, and I’m always amazed how few questions I receive. Sure, I get the common question, “What are your fees?”, but almost nothing else. It appears to me that people spend more time researching a new washer and dryer, than a new financial advisor. Yet, …

Continue reading 6 Questions you Must Ask a Potential Financial Advisor

4 Steps for Creating a Pre-Retirement Investment Strategy

So, you want an investment strategy with almost unlimited upside but limited downside risk? Let me tell you about the LowVol Retirement Income Maximization Investment Strategy. It is a covered call option strategy in which we use the income from selling the call to buy a put. Selling the call allows us to realize almost …

Continue reading 4 Steps for Creating a Pre-Retirement Investment Strategy

What do those letters behind my financial advisor’s name mean?  

If you go see a doctor, you know that you are working with someone with experience. To become a doctor you need to go through years of education and even more years of training before you can start practicing on patients.  I’m not saying that all doctors are great at their job, but you at …

Continue reading What do those letters behind my financial advisor’s name mean?